Online shopping has made life easier, offering endless options at the click of a button. But with convenience comes the risk of overspending. If you love shopping online but want to cut costs, you’re in the right place!
In this guide, we’ll share proven strategies on how to save money while shopping online. From cashback deals to smart browsing techniques, these tips will help you shop smarter and save more.
1. Use Cashback & Rewards Websites
One of the easiest ways to save money is by using cashback websites like Earnow, where you earn money back on your purchases. Many online stores partner with cashback platforms to offer a percentage of your spending as cashback, which you can redeem later.
How It Works:
- Visit a cashback site like earnow before shopping
- Click on the store link & complete your purchase
- Earn cashback, which can be transferred to your bank account
Pro Tip: Use multiple cashback platforms to compare and find the best deals.
2. Look for Discount Coupons & Promo Codes
Before making any online purchase, always search for discount coupons and promo codes. Many e-commerce platforms provide special discounts, but you can often find extra savings through third-party coupon websites.
Where to Find Coupons:
- Official brand websites
- Coupon sites like GrabOn & CouponDunia
- Payment apps offering exclusive discounts
Pro Tip: Apply different coupons at checkout to see which one gives the best discount.
3. Take Advantage of Bank Offers & Credit Card Discounts
Many banks and credit card companies offer special discounts on online shopping. These include instant discounts, cashback, and EMI options.
Popular Cards for Discounts:
- Amazon Pay ICICI Bank Credit Card (for Amazon shopping)
- Flipkart Axis Bank Credit Card (for Flipkart & partner brands)
- HDFC Millennia Credit Card (for general e-commerce discounts)
Pro Tip: Keep an eye on festive season bank offers, as they often provide the highest discounts.
4. Shop During Sales & Festive Offers
Major online retailers run big sales throughout the year, offering heavy discounts on various categories.
Best Sale Events to Watch Out For:
- Amazon Great Indian Festival
- Flipkart Big Billion Days
- Myntra End-of-Season Sale
- Paytm Cashback Days
Pro Tip: Add items to your wishlist before the sale and track price drops.
5. Compare Prices Before Buying
Never buy something without checking if another store offers it at a lower price. Several price comparison tools help you get the best deal for your purchase.
Best Price Comparison Tools:
- Google Shopping
- MySmartPrice
- PriceDekho
Pro Tip: Some sites offer price-drop alerts—set them up to buy at the lowest price.
6. Use No-Cost EMI & Buy Now, Pay Later (BNPL) Options
If you’re making a big purchase, consider No-Cost EMI or Buy Now, Pay Later schemes. These options allow you to split payments into smaller instalments without extra interest.
Best Platforms Offering BNPL:
- Amazon Pay Later
- Flipkart Pay Later
- ZestMoney
Pro Tip: Check for any hidden fees before opting for EMI or BNPL.
7. Avoid Impulse Buying & Use Wishlist Feature
Impulse buying is a major reason for overspending. Instead of buying immediately, add items to your wishlist and wait for discounts or cashback offers.
How It Helps:
- Gives you time to rethink unnecessary purchases
- Helps track price drops
- Reduces chances of regretful purchases
Pro Tip: Unsubscribe from excessive promotional emails to avoid unnecessary temptations.
8. Subscribe to Loyalty Programs & Memberships
Many e-commerce platforms offer exclusive benefits to loyal customers. Memberships often include free delivery, early access to sales, and extra discounts.
Best Membership Programs:
- Amazon Prime: Free delivery, Prime Day deals, extra cashback
- Flipkart Plus: Early access to sales, SuperCoins, and partner discounts
- Myntra Insider: Extra discounts, free shipping, and birthday rewards
Pro Tip: If a membership offers more savings than its fee, it’s worth subscribing.
9. Use Wallets & UPI for Extra Discounts
Payment apps like Paytm, PhonePe, and Google Pay often provide extra cashback or discounts when you use their wallets or UPI payments.
Best Payment Apps for Discounts:
- Paytm Wallet Cashback Offers
- Google Pay Reward Scratch Cards
- PhonePe UPI Discounts
Pro Tip: Keep multiple wallets to compare and use the best offer.
10. Check for Free Shipping & Avoid Extra Charges
Always check if an online store charges extra delivery fees or hidden costs before placing an order.
How to Avoid Extra Charges:
- Look for free shipping options (often available on a minimum purchase)
- Use store memberships like Amazon Prime for free delivery
- Choose local pickup options where available
Pro Tip: If free shipping applies for a slightly higher amount, add a small essential item to meet the limit.
Final Thoughts:
Now that you know how to save money while shopping online, here’s a quick summary of the best strategies:
Use Cashback Sites & Credit Card Offers – Get extra savings with every purchase
Apply Coupons & Compare Prices – Never pay more than necessary
Shop During Sales & Use Wishlist – Grab the best deals at the right time
Leverage Digital Payments & EMI Options – Avoid hidden fees and save on transactions
By using these tips, you can maximize your savings and shop smarter every time!
Before making any purchases, check Earnow for exclusive cashback deals and extra savings on your favourite online stores. Happy shopping! 
