How to Get Cashback on Grocery Shopping

Grocery shopping is an essential part of daily life, but wouldn’t it be great to save money on every purchase? By using cashback apps, credit cards, and strategic shopping methods, you can reduce your grocery expenses and earn rewards. Here’s a detailed guide on how to get cashback on grocery shopping to help you make the most of your spending.

1. Use Cashback Apps for Maximum Savings

Cashback apps provide instant rewards when you shop at partnered grocery stores. Simply upload your bill or shop through the app to earn cashback.

Best Cashback Apps in India:

EARNOW – Earn upto 40% Cashback on every Purchase.
CASHKARO – Earn cashback on purchases from BigBasket, Grofers, and more.
MAGICPIN – Get points by scanning your grocery receipts.
PAYTM MALL – Offers cashback on select grocery items.

How to Use Cashback Apps:

✅ Download and register on the app.

✅ Shop at listed stores or upload your bill.

✅ Receive cashback credited to your account.

2. Pay with Cashback Credit & Debit Cards

Many banks offer cashback credit and debit cards that provide savings on grocery purchases. Choosing the right card can help you earn up to 5% cashback on your grocery bills.

Best Cashback Credit Cards for Groceries:

Amazon Pay ICICI Credit Card – Up to 5% cashback on grocery shopping via Amazon.
HDFC Millennia Credit Card – Cashback on digital grocery payments.
SBI SimplyCLICK Credit Card – 10X rewards on online grocery purchases.
Axis Bank ACE Credit Card – 5% cashback on BigBasket and other grocery apps.
Paytm First Card – Extra cashback when shopping via Paytm.

Tips for Maximizing Cashback with Cards:

✅ Use grocery-specific credit cards for purchases.

✅ Check cashback limits and spending conditions.

✅ Pay bills before the due date to avoid interest charges.

3. Shop on Grocery Websites Offering Cashback

Several online grocery stores in India provide cashback or discounts on prepaid orders and digital payments.

Top Online Grocery Stores with Cashback Offers:

BigBasket – Cashback via Paytm, Amazon Pay, and bank offers.
Grofers (Blinkit) – Discounts and wallet cashback on prepaid orders.
Amazon Pantry – Special cashback deals for Prime members.
Flipkart Supermart – Bank and wallet cashback on grocery purchases.
JioMart – Offers cashback with select credit/debit cards.

Smart Online Grocery Shopping Tips:

✅ Compare prices across different platforms before buying.

✅ Use promo codes and coupon discounts for extra savings.

✅ Subscribe to membership programs like Amazon Prime or Flipkart Plus for exclusive cashback deals.

4. Use Digital Wallets for Cashback Rewards

Digital wallets like Paytm, Google Pay, and PhonePe often run cashback promotions on grocery transactions.

Best Digital Wallets for Grocery Cashback:

Paytm Wallet – Cashback offers on BigBasket, Grofers, and offline grocery stores.
Google Pay – Rewards and scratch cards for grocery payments.
PhonePe – Cashback on select supermarket transactions.
Amazon Pay – Additional cashback on Amazon Fresh and partner stores.

How to Earn Cashback Using Wallets:

✅ Check for wallet-specific grocery offers before shopping.

✅ Link your wallets to UPI or credit cards for maximum benefits.

✅ Participate in cashback scratch card promotions.

5. Buy in Bulk & Use Cashback Memberships

Buying groceries in bulk not only lowers costs but also qualifies you for additional cashback rewards from select retailers.

Best Bulk Grocery Stores for Cashback:

Metro Cash & Carry – Cashback offers for bulk grocery buyers.
Reliance Smart Bazaar – Discounts and cashback on wholesale purchases.
D-Mart – Cashback through wallet payments on large orders.

Bulk Buying Tips for More Savings:

✅ Purchase non-perishable items in large quantities.

✅ Check expiration dates to avoid waste.

✅ Use credit/debit cards offering extra cashback on bulk purchases.

6. Join Supermarket Loyalty Programs for Cashback

Many supermarkets in India have loyalty programs that provide cashback or discounts on grocery purchases.

Top Supermarket Loyalty Programs in India:

Big Bazaar Profit Club – Earn cashback and discounts.
More Retail Club – Accumulate points for cashback rewards.
D-Mart Smart Savings Program – Cashback offers on bulk shopping.

How to Use Loyalty Programs for Cashback:

✅ Sign up for free or premium membership programs.

✅ Earn points on every grocery transaction.

✅ Redeem points as cashback for future purchases.

Final Thoughts

Getting cashback on grocery shopping is easy when you use the right tools and strategies. By leveraging cashback apps, credit cards, digital wallets, and supermarket loyalty programs, you can save money on every grocery purchase. Start using these tips today and make your grocery shopping more rewarding!